By using the Company’s website and when you provide information through the Company’s website you consent to the collection and use of your information by the Company and its providers.
DO WE SELL OR RENT YOUR PERSONALLY IDENTIFIABLE INFORMATION?
IS YOUR INFORMATION SHARED WITH THIRD PARTIES?
Third party services are web based technologies that are not exclusively operated or controlled by the Company or that involve insignificant participation of the Company. The Company uses third party services to assist it in communicating or interacting with the public. These services may be separate websites or may be applications embedded within the Company website. Some third parties provide these services to the Company under contract, while others, such as social media site, do not.
The Company will not disclose personal information to third parties for the third parties’ direct marketing purposes unless you first affirmatively agree to that disclosure, or if you have exercised an option that prevents that information from being disclosed to third parties for their direct marketing purposes. “Direct marketing purposes” means the use of personal information to solicit or induce a purchase, rental, lease, or exchange of products, goods, property or services directly to individuals by means of the mail, telephone, or electronic mail for their personal, family, or household purposes. “Direct marketing purposes” does not include the use of personal information (a) by bona fide tax exempt charitable or religious organizations to solicit charitable contributions; (b) to raise funds from and communicate with individuals regarding politics and government; (c) by a third party when the third party receives personal information solely as a consequence of having obtained for consideration permanent ownership of accounts that might contain personal information; or (d) by a third party when the third party receives personal information solely as a consequence of a single transaction where, as a part of the transaction, personal information had to be disclosed in order to effectuate the transaction.
Otherwise it is our general policy not to make personal information available to anyone other than our employees, staff, contracted agents, and service providers. Our service providers use the personal information we share with them to assist us in sending authorized communications to site registrants and other site users who request to receive communications form us, including information on webinars we may host or financial or other reports on the Company and its affiliated companies.
WHAT PERSONALLY IDENTIFIABLE INFORMATION DO WE OBTAIN FROM YOU? WHEN DO WE OBTAIN SUCH INFORMATION?
HOW DO WE PROTECT THE SECURITY AND QUALITY OF YOUR PERSONAL INFORMATION?
We maintain a variety of physical, electronic, and procedural safeguards to protect the privacy and security of your personal information. For example, we use commercially reasonable tools and techniques to protect against unauthorized access to our systems. Also, we restrict access to personal information to those who need such access in the course of their duties for us. We configure our list-server software not to divulge the email addresses of our list subscribers except to authorized persons, such as our service providers who assist with our communications to subscribers. However, we are not the author of this software and are not responsible for any failures in the software to preserve subscriber anonymity. And, while we aim to protect the security and integrity of all personal information collected through the site, we cannot absolutely guarantee that any information transmitted through the Internet or stored in our systems will be completely safe from intrusion by unauthorized persons. In this regard, your own efforts to protect against unauthorized access play an important role in protecting the security of your personal information. For example, you should log off completely when finished using a computer, never share your passwords with others or store them where they could be accessed by others, and carefully guard any mobile devices in which you store any personal information, including website passwords.
HOW DO WE USE YOUR INFORMATION?
Our primary use of your information is to administer, maintain and improve your experience on our Web Site generally.
- If you subscribe to our Newsletter on our Web Site, we will from time to time send you e-mails regarding our Web Site and/or Newsletter. Also, we occasionally may send you direct mail about products or services that we believe may be of interest to you.
- We use your IP address to help diagnose problems with our server and to administer the services offered on our Web Site. We also use your IP address to help identify you and to gather broad demographic information that we may share with our business partners, but only in the aggregate, without any of your personally identifiable information.
- We may research the demographics, interests and behavior of our customers based on the information provided to us from our server log files, from cookies and from surveys. Our research may be compiled and analyzed on an aggregate basis. We may share this aggregate data with business partners, but only in the aggregate, without any of your personally identifiable information.
CAN YOU “OPT-OUT” OF RECEIVING COMMUNICATIONS FROM THE COMPANY?
If you change your mind and decide that you no longer want to receive e-mails, newsletters and/or direct mailings, you may opt-out at any time by contacting the Company at 1-888-333-8140 or 16052 Swingley Ridge Road, Suite 200, Chesterfield, MO 63017 or by following a link in the footer of all non-transactional e-mail messages sent by us. Similarly, if you are not receiving our promotional e-mails and/or direct mailings and wish to receive these materials, you may opt-in at any time by simply sending an e-mail request using the link on our website. You may also contact us to at that address or phone number to edit your personally identifiable information.
Business partners that offer co-branded services and jointly-sponsored sweepstakes, contests and promotions on our Web Site may use their own cookies.
WHAT ELSE SHOULD YOU KNOW ABOUT YOUR ONLINE PRIVACY?
Our Web Site and our products and services are not directed to persons under the age of 13. We do not knowingly collect personal information from children under the age of 13. If a parent or guardian becomes aware that his or her child has provided us with personal information without such parent’s or guardian’s consent, he or she should contact the Company. If the Company becomes aware that a child under the age of 13 has provided personal information, the Company will delete such information from our files.
POSTING OF CONTENT
Certain portions of this site may allow users to post messages, comments, or other content. Any such content represents the opinion of the poster only, and the Company bears no responsibility for or relationship to that content. Information which is profane, libelous, defamatory, obscene, pornographic, indecent, lewd, harassing, threatening, harmful, invasive of privacy or publicity rights, abusive, inflammatory or otherwise objectionable or that could or does violate, or facilitates the violation of, any applicable law, regulation or intellectual property rights should not be posted. The Company may, but is not obligated to, restrict or remove any and all content from a posting that the Company determines in its sole discretion violates these guidelines or is otherwise harmful to the Company, its customers or any third party. The Company reserves the right to purge the content provided after 90 days of its posting, as well as the right to access, preserve, and disclose the content if required to do so by law or in a good faith belief that such access, reservation, or disclosure is required or permitted by law.
California law permit certain residents of California to request certain details about how their information is shared with third parties and, in some cases, affiliates, for those third parties’s and affiliates’ own direct marketing purposes.
If you are a California resident, you may request information about our compliance with this law by contacting the Company as described at the beginning of this policy. Please note that the Company is only required to respond to one request per consumer each year, and it is not required to respond to requests made by means other than through this mail address.
A California resident under 18 years old, may request that the Company remove content or information that the resident has posted to the website or other online services. Note that fulfillment of the request may not ensure complete or comprehensive removal (e.g., if the content or information has been reposted by another user). To request removal of content or information, please contact the Company as directed in this policy.
NOTIFICATION OF CHANGES
The Company reserves the right to modify this privacy statement at any time. If we decide to change this privacy statement in any material way, the Company will notify you here, by e-mail, or by means of a notice on the Web Site so that our users are always aware of what information we collect, how we use it, and under what circumstances we disclose it. For material changes in how we use personal information, we will provide advance notice by e-mail (sent to the e-mail address specified in your account) or by means of notice on the Web Site prior to the change becoming effective. In all cases, your continued use of the Web Site or our products and services constitutes consideration and your binding acceptance to any such changes.